I worked in Tech Startups, not in the Valley but in London UK, and the Tech Bros aren't the Techies, they're the Founders and nowadays (unlike back in the 90s when I also was in the Industry) Founders are generally not Techies but rather people from a salesmanship-heavy background (so Finance types, Marketing types and so on).

Blaming Techies for the shit from Tech Bros is just profound ignorance, since the mindset that make a person good at coding (such as attention to detail and favoring precisision and clarity) are the very opposite of the Tech Bro behaviour (promising the impossible, weaving fantastic stories about Tech and making broad and vague claims about how Society works and what Tech can do).

There's also a difference between imperial miles and nautical miles, though I'm not sure if British long distance ships use nautical miles or not.

Making money from merely owning things that others need and have to pay you to use as they can't get them otherwise (because you and people like you took them first) - something know in Economics as rent seeking, though it doesn't apply only to housing - is pure parasitism because that person is producing no value whatsoever, merely extorting money from others because they removed free access to a resource from them.

I literally said 2FA over SMS is not secure because of weaknesses in the GSM protocol.

It's still more secure than username + password alone, but that's it.

Those little boxes are just a bit of hardware to let the smartchip on the smartcard do what's called challenge-response authentication (in simple terms: get big long number, encode it with the key inside the smartchip, send encoded number out).

(Note that there are variants of the process were things like the amount of a transfer is added by the user to the input "big long number").

That mechanism is the safest authentication method of all because the authentication key inside the smartchip in the bank card never leaves it and even the user PIN never gets provided to anything but that smartchip.

That means it can't be eavesdropped over the network, nor can it be captured in the user's PC (for example by a keylogger), so even people who execute files received on their e-mails or install any random software from the Internet on their PCs are safe from having their bank account authentication data captured by an attacker.

The far more common ~~two-way-authentication~~ edit: two-channel-authentication, aka two-factor-autentication (log in with a password, then get a number via SMS and enter it on the website to finalize authentication), whilst more secure that just username+password isn't anywhere as safe as the method described above since GSM has security weaknesses and there are ways to redirected SMS messages to other devices.

(Source: amongst other things I worked in Smart Card Issuance software some years ago).

It's funny that the original poster of this thread actually refuses to work with some banks because of them having the best and most secure bank access authentication in the industry, as it's slightly inconvenient. Just another example of how, as it's said in that domain, "users are the weakest link in IT Security".

In my own Portugal, which is a very turistic country and also towards the bottom of the GDP-per-capita scale in the EU, things that would likely work very well would also be:

• Crack down on AirBnB
• Forbid ownership for non-residents.

Portugal currently has a massive house inflation problem (extra massive, because of how low average incomes are here) and a lot of it has to do with residential housing being removed from the housing market and turned into short term turist lets (for example, over 10% of housing in Lisbon has been turned into AirBnB lets) and foreign investors (not just big companies but also individuals, such as well off pensioneers from places like France) pulling prices up by being far less price sensitive than the locals as they're buying residential housing as investments having far more money available than the average Portuguese.

Having lived in both Britain and Portugal during housing bubbles, what I've observed was that the politicians themselves purposefully inflate those bubbles, partly because they themselves are part of the upper middle class or even above (especially in the UK) who can afford to and have Realestate "investments" and hence stand to gain personally (as do their mates) from Realestate prices going up and partly because the way Official GDP (which is supposedly the Real GDP, which has Inflation effects removed) is calculated nowadays means that house price inflation appears as GDP "growth" since the effects of house price increases come in via the "inputted rent" mechanism but the Inflation Indexes used to create that GDP do not include house price inflation, so by sacrificing the lives of many if not most people in the country (especially the young, for example the average age for them to leave their parent's home in Portugal is now above 34 years old and at this point half of all University graduates leave the country as soon as they graduate) they both enrich themselves and can harp in the news all about how they made the GDP go up.

All this has knock on effects on the rest of the Economy, from the braindrain as highly educated young adults leave and the even faster population aging as people can't afford to have kids, to shops closing because most people have less money left over after paying rent or mortgage so spend less, plus the commercial realestate market is also in a bubble so shops too suffer from higher rents. However all this is slow to fully manifest itself plus those who bought their houses before when they were cheaper don't feel directly like the rest, and they generally don't really mentally link the more visible effects (such as more and more empty storefronts) to realestate inflation, much less do more complex analysis of predictable effects, such as how the braindrain and fall in birthrates will impact their pensions in a decade or two.

As somebody who was an EU immigrant in the UK for over a decade and also lived in other countries of Europe, lets just say that New Labour are plain Rightwing (so, not even Center-Left, although the original Labour definitelly were Leftwing) and the Liberal Democrats are pure rightwing (whislt the Tories have been Far Right since at least the Leave Referendum).

The ideology of "Thatcher's Greatest Achievement" - a "relaxed about wealth" ideology which loves privatisation and derregulation - which took over Labour is not Left of center and the LibDems have always been even more Neolibs than that.

The Overtoon Window in England (not as much the other UK nations) is way to the Right of the rest of Europe, so its understandable that many there think that when they neither grew up back in the days when Labour was actually a party of the Working Class and never saw politics elsewhere in Europe.

At a Systemic level hey're big fans of the only true Power being Money whilst the Vote is nothing more than a bit of loud Theatre & Clown Show that doesn't actually control the managing of a country - or in other words, of Oligarchy rather than Democracy.

At a personal level they're big fans of personal upside maximization with no legal, ethical or moral limits, aka Greed Is Good, or in other words, for sociopathy to be totally legal, socially aceptable and even celebrated.

That's a whole different kind of "special".

They eventually gave up on it.

Portuguese in Portugal has a slang word for queue, which is exactly the same as the Brasilian Portuguese slang word for queer.

I have on more than one occasion had to explain to Brasilian acquaintances that I had not just stated I was going to visit a queer person but that I was going to stand on a queue.

I've lived in a couple of European countries and speak 7 different European languages (though my German is kinda crap and my Italian not much better) and regularly take the piss by playing the "ignorant foreigner" with the expressions in other people's languages and acting as if, by translating them literally, I totally misunderstood them.

This works great because there are so many expressions in pretty much all languages which are have entirelly different meanings when interpreted literally but the natives don't really think about it like that because they just learned that stuff as a whole block of meaning rather than having reached it by climb the language-learning ladder from "understanding the words first" as foreigners do.

For example the English expression "I want to pick your brains" which has quite a different and more gruesome meaning if read literally or one the dutch expressions for "you're wasting time in small details" which translates quite literally to "you're fucking ants" and is my all time favorite in all languages I speak well enough to know lots of expressions in.