Mendicant_Bias
joined 1 week ago
Relevant username 😅
I guess teaching people how to drag-and-drop audio files onto their phone and open them with VLC would be a much shorter article.
It would be a consistently worse experience going forwards, which I think is the point. A little effort up front (and fun, probably, if you're into this sort of thing) for a more convenient user experience (and probably extra satisfaction as well) is the reason people do this sort of thing, is it not? Sure, compared to some things you can do with self hosting, it's not going to be life-changing. But, worth the effort for some. I'm taking notes from this thread as it's probably the next thing on my to do list.
To be honest I'm no expert on the possibilities so I'm not going to be able to answer that other than to maybe reach out to your HR people and ask for some details on what your options are. Or ask on r/UKPersonalFinance.
thesalarycalculator.co.uk is a good site if you wanna compare how different scenarios affect your take home pay. E.g. put your salary in with student loan ticked for plan 1 and your pension contributions at their current level, then note the take home pay per month. Then do the same but with student loan not ticked, to see how much that increases your take home. Then experiment with upping the pension contributions until the take home pay matches the value you were getting before you took the student loan off. That'll give you an idea of how much you can increase your pension contributions without noticing a difference in your monthly pay. Then head over to one of the various pension calculator sites (Aviva is decent and simple) and see how much bigger your pension pot could end up if you do that. Will probably be quite substantial!
I'm close to paying mine off so I will weigh in here.
Probably best to avoid "lifestyle creep", this is money you haven't had before now and it should probably be put straight into some investment, a stocks and shares ISA for example, or to overpay the mortgage (or save for deposit, so I guess that's LISA these days). I'm assuming since you're actually able to pay it off then you must be on decent money and you won't "need" the extra couple hundred quid a month.
Other thing to realise is that the 9% over whatever amount you've been paying back was after tax. So I think there's some decent argument to be made that you're leaving money on the table if you don't instead redirect a larger portion of your gross salary into your pension via salary sacrifice. Then instead of paying the tax man you instead significantly increase the contributions to your private pension.
I'm guessing the UK financial advice sub (or I guess "com" if there's one here on Lemmy, sorry, I'm new here) would be a good place to ask.
Any word on how it plays on the Steam Deck?
Jam Roly Poly with custard!
Only other things I can vividly remember were turkey twizzlers and luncheon meat - and I think I might've liked both of them...
Alternatively, shout out to Boost for Lemmy - from the creator of one of the best Reddit 3rd party clients (RIP Boost for Reddit).
The linked article was certainly interesting/alarming, but the original article that seems to have prompted it was a bit questionable to me. Seemed to be a contrived argument from someone knowledgeable to know what all the options meant, complaining that someone who didn't would get confused - yet in reality, that "normal" user isn't going to go looking in the extended menu, they would just click the icon, or press the physical button on the laptop.
This doesn't feel like an answer to the question. Sounds like you're saying that Android and iOS are both now similar, not that one has been victorious over the other.
Yeah, it is a whole lot more gay but even that is not out of the ordinary for CRPGs at this point and had been pushed by companies like Larian, Obsidian, and Owlcat. Hell, the Mass Effects and Dragon Ages deserve a LOT of props for how horny and gay they were and normalizing the idea of picking the right dialogue options for a sexy card cutscene (also see CD Projekt Red).
Haven't played BG3 yet, but I'm interested to read this because I've noticed a lot of discussion seems to be about romancing characters, and I don't remember that being a prominent feature in the first two. That said, I was a kid, so maybe that just went over my head at the time. Or is that something that Larian brought in from their other games?
view more: next ›