[-] lemming007@lemm.ee 18 points 1 month ago

All you have to do is make it more like Morrowind with some updated mechanics. The world doesn't have to be huge; smaller, handcrafted one is preferred to huge, lifeless one. Set it in an interesting, alien province, not generic medieval like Oblivion and Skyrim. And for the love of God, move on from Gamebryo/Creation engine, it's been outdated for over a decade.

[-] lemming007@lemm.ee 19 points 1 year ago

You're comparing apples and oranges, reverse proxy and VPN serve two different purposes.

[-] lemming007@lemm.ee 36 points 1 year ago

No, the best decision would be if they allowed us to disable shorts.

[-] lemming007@lemm.ee 20 points 1 year ago

Us, selfhosters - sure.

Average person who value convenience over privacy/cost - no. They'll continue to pay and be in prisoned by the cloud.

[-] lemming007@lemm.ee 14 points 1 year ago

Also, I would consider some legitimate licenced software more of a malware than a cracked one. If your software forces always-online license, comes with annoying startup processes, nagging ad screens, etc, it's malware. And if there's a cracked version without those things, I'll take the cracked version any day.

[-] lemming007@lemm.ee 13 points 1 year ago

HA is geared towards selfhosted, locally controlled stuff (zwave, ZigBee, mqqt, local WiFi, etc). Because the cloud and privacy invasion is the mainstream, HA may require a bit more tweaking and technical knowledge to get up and running.

With that said, once you get it to how you want it, it's been working rock solid for me for a few years now. I've built my house around HA automations and can't imagine living without it.

[-] lemming007@lemm.ee 19 points 1 year ago

Rolls off the tongue, doesn't it?

[-] lemming007@lemm.ee 14 points 1 year ago

The relaunched version aims to combine the nostalgia of the original Winamp with cutting-edge enhancements, such as integration with streaming platforms, cloud syncing

Noooo!

[-] lemming007@lemm.ee 17 points 1 year ago

Not OP, but I have recently played it and I agree with all of OP's points

[-] lemming007@lemm.ee 28 points 1 year ago

I agree with your first statement, but not the second one.

1
submitted 1 year ago* (last edited 1 year ago) by lemming007@lemm.ee to c/meta@lemm.ee

Every time I click home, I have to switch to "Subscribed" because it defaults to "All". Can we have a user setting that would make it default to "Subscribed"?

[-] lemming007@lemm.ee 65 points 1 year ago* (last edited 1 year ago)

The biggest problem with lemmy and decentralization right now is that for optimal performance you need to spread out the load relatively evenly between instances. The problem is that users tend to go where other users are (otherwise why go there) and that naturally leads to clumping on one or few instances which causes it to overload.

The way to solve it is to avoid having generic "anything goes" instances and instead have instances be focused on a specific topic. For example, have gaming instance, a personal finance/investing instance, all things home ownership and improvement instance, etc. You can have multiple communities per instance as long as they stay within the same general topic. This way users will naturally spread out by subscribing to different instances based on topics they're interested in. And that will solve the performance issue we're seeing with lemmy.world or other popular instances.

2
submitted 1 year ago* (last edited 1 year ago) by lemming007@lemm.ee to c/personalfinance@lemmy.ml

In an effort to get more activity in this community, I'd like to start a discussion on how you evaluate which insurance plans to choose. Now, it is much simpler to do so when none of the plans you're offered have HSA. With HSA plans and employer HSA contributions I found it's actually quiet difficult to do all the math to figure out which plan will get you the most bang for your buck. The biggest thing you have to take into account is your expected annual healthcare expenses. Once you start taking into account things like pre-tax cost (premiums, HSA contributions) vs post-tax costs (your out of pocket post-tax expenses), your tax rate etc, you can get deep into a rabbit hole and find some surprising results.

I'm actually working on an Excel spreadsheet that allows me to compare up to 4 plans and tells me which plan is the most cost effective, depending on my annual expected OOP healthcare expenses. You input things like annual plan premiums, HSA employer contributions (if any), your HSA contributions (if any), plan's out-of-pocket maximum (per person), plans out-of-pocket maximum (per family) and your tax bracket and the spreadsheet will spit out a chart telling you the relationship between your expected OOP annual expenses and the true cost you have to incur if you choose this plan. What surprised me the most is that the high deductible/high OOP-maximum HSA plan is actually the best/the most cost effective plan in basically any situation, especially if I max out my HSA contributions (this may not be true in your case, you have to run the numbers yourself). The reason for this is that while the regular PPO plans have lower OOP max, I would pay a lot more in premiums for them, which is a hidden cost a lot of people don't consider. Also, the OOP expenses in PPO plans are all post-tax, while I get to pay my OOP expenses with pre-tax dollars if I choose an HSA plan, which matters a lot.

If anyone is interested, I'd be happy to share my spreadsheet to test it more and make sure I'm not missing anything important. Feel free to share your strategy as well if you recently had to make a choice between several plans, what plan you chose and what guided you to that decision.

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lemming007

joined 1 year ago