What benchmark do you have that says a R9 7950X "consumes as much and at times less power than an M1/M2"??? I mean, a) of course that's a crazy comparison because the M1/M2 is an entry-level laptop chip and the 7950x is AMD's flagship high performance desktop chip and b) the M1/M2's power consumption at full load is ~20W and the 7950x idles at 20-30W.

A reasonable comparable is one of AMD's monolithic laptop chips like the 7840U or (if you're willing to consume more power) 7840HS.

Some actual useful charts: https://www.notebookcheck.net/Apple-M3-SoC-analyzed-Increased-performance-and-improved-efficiency.766789.0.html https://www.techspot.com/review/2499-apple-m2/

I don’t think it’s been announced exactly how this will work but in general nothing is reported to credit bureaus until it’s at least 30 days past due. So it’s not like being a week late paying your rent once is going to trash your credit score.

And yeah, if you’re more than a month behind on rent that seems like it’s probably a bad sign for your creditworthiness?

I use Wipr with no complaints so far. If you need free, AdGuard is popular and has a free mode that seems to cover the basics.