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this post was submitted on 06 Sep 2024
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I'm sorry, but no. Anyone who did this knew it was ~~theft~~ fraud. And if they didn't, ignorance is not an excuse for breaking the law. I'm not usually on the side of the justice system, but this was clearly wrong. Maybe they don't need to fill up our jails, but some community service is deserved.
Edit: more accurate this way.
the companies shouldn't have allowed it to happen, JPMorgan was aiding in check fraud
That’s not how any of this works dude. That’s actually absurd lol
why should banks recive special treatment when compared to any other company?
Special treatment? They were being stolen from. Just because the money wasn’t in a vault doesn’t mean you can just steal it…???
if there's a button that says "free money (don't press)" and you press it's absolutely the fault if the company for leaving the button out in public. It should be expected that any user input can and will be abused.
what a weird hill to die on
I just hate governments defending companies from the consequences of their own incompetence without properly buying them entirely
What incompetence? There’s a balance that has to be found between fraud-proof and convenient, and the current balance is pretty good until someone convinces thousands of gullible people online to go commit fraud.
I'm down to make the whole economy public but this is an unfair take
If I mess up I owe them money.
If they mess up I owe them money.
Seems a little one sided to me.
If they mess up and you exploit their system to steal*
Idk sounds like something a major banking company should never have let be possible in the first place.
Sounds like they should eat that loss for not catching it or fixing it sooner.
That's what happens to normal people who fall for exploits/scams. They just have to eat the loss.
Now that. That is a much more fair argument.
If I’m understanding what happened correctly, this is mistaken.
Banks let you deposit checks, and optionally make the funds available to you immediately because they trust you (sometimes for a small fee).
If you deposit a bad check, pay the service fee, withdraw the amount, and then fuck off with the cash, that’s not a glitch. That’s just you committing check fraud.
Sometimes people NEED to get the cash the same day they deposit the check. This is a legitimate function of banking and we shouldn’t be blaming the company when people take advantage of it.
We should be blaming the trolls who spread this “glitch” and tricked rubes into committing fraud. And perhaps whoever was responsible for raising and educating said rubes.