When I arrived again in Australia, floods happened again—hm, maybe I'm the problem—anyway! Insurance companies were trying to get out of payments by saying flood damage was covered as a result of flooding from rain. And yes, rain obviously caused the flooding, but the rain occured up on mountains which then flowed down and flooded areas below.

The government regulators got onto it straight away.

The final attempt argument was something like "The insurances cover water coming from above, not below."

Regulators didn't have a bar of it. Insurance companies had to do—get this—insurance.

Everyone was happy except for insurance companies and the people that lost their homes and got financially held up for over a year as the insurance companies tried to find any leftover money for payouts because the rest was in funds. Of course.