I take it the first link is older, the second one is newer?

I'm not American and I wonder if this stuff will ever cease to be in the news, I find it annoying to no end at this point (and can only guess how annoying it is to Americans who are actually affected by this). Biden might cancel some, even a lot of debt now, but within ten years you'll just end up with a new generation of people in debt. So, is there anything being done about, or politicians even vaguely suggesting some more systematic fix for this shitshow?