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How medical insurance works
(lemmy.world)
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this post was submitted on 07 Oct 2024
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Universal health care? I don't want government making my health care decisions! We have for-profit companies for that.
Death panels?
Believe it or not, that's also Frank.
Fun fact, he was named after the health insurance industry’s inspiration, 1789 France.
Frank is a busy man. Denying medical treatments, sitting on death panels. Is there nothing Frank can do?
Oh yeah, Frank can't approve medical treatment.
Don't be so sure it would be different. I collapsed, nearly drove off the road 3 times in one week and decided that it was enough and went to the doctor. He sent me home, wrote me in as extreme burnout (completely true, I had to sleep at work for every coffee break to make it through the day and 30 mins before driving home to actually make it). So I thought Great, I will rest for a few months and go back to work after that! Nope. The state heath insurance office said Our specialists decided, that you are perfectly fine. No sick pay. Get back to operating the industrial concrete blender. The health center doctors signed a letter, but no, I was fucked. So on top of this I got extreme financial stress. We got out of this crap by renting our cabin and starting going full into an outdoor adventure business. What a great time. Where was this? In Sweden in January 2019.
Sounds like a flaw in the system. I fail to see how health insurance should ever be involved between patient and doctor in a "universal" health care system. Sure doesn't happen where I live.
Sounds more like an intended feature
Well, they got denied by Försäkringskassan, "Swedish Social Insurance Agency". Basically wouldn't be able to get sick-pay, but that's about it. Which is a bit weird, as nearly all first-time requests get approved, but of course it happens.
So it's not really the same thing as American insurance denying; they're still able to seek care, just that the suggested treatment for burnout (pause from working) wouldn't be economically comfortable if Försäkringskassan denies their sick-pay.
It's cute that you expect Americans to feel sympathy because your employer didn't take your burnout seriously
Oh, most of us do, we're just too burnt out ourselves to do much but grunt out, "sorry, bub. I know it sucks."
That's how I end almost every conversation.
I knew someone that literally went blind due to stress and still had to go in for work lol
Yum... crab bucket.
In theory a government is beholden to its constituents, a corporation is beholden to its shareholders. Governments aren't perfect, but there are at least avenues to effect positive change without financial incentives being a prerequisite.
Do people believe that there? I can assure you the government has no roll in our health care decisions, and what the doctor wants the patient can always get.
Oh yeah, it was a major propaganda position back in the 00s and it’s part of how obamacare got that way.
Yep. The two main arguments were that the ACA would create death panels and that people would no longer have a choice in their healthcare providers. But both of those were, and still are, the status quo with private, for profit health insurance providers being involved in care.
Far too many, yes.