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Actual Budget is a fantastic FOSS budgeting tool that you can self-host
(actualbudget.org)
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this post was submitted on 27 Oct 2024
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The number one thing that most of these don't do well for me is the connection with banks. You mentioned that there is bank syncing, how well does that work? Can I say, just click my bank and do an oauth connection, and it will store it? I really loved Mint, and essentially want it to be done the same way
In the US it has integration with SimpleFIN. SimpleFIN isn't free but it's pretty cheap ($1.50/mo) and supports most banks out there, even my obscure local credit union. It works pretty well, though sometimes the banks fuck with stuff and seem hell bent on breaking any kind of API access, but SimpleFIN support was really responsive for me to get it fixed when it happened. I do also have to reauthenticate my bank every day when I want to sync, but that's also just the banks being assholes and isn't too bad to do.
How well do you find it works? I'm not afraid of the fee, but I don't want to spend time setting it up and paying the fee to only find out that it won't do most things
Worked really well for me, just put in an API key to actual budget and it pulls all the info from simple fin. Only thing that doesn't pull for me it categories of the transactions so you have to manually set them up in actual but it does allow for rules.
Yeah I started using Actual about a week ago. Setup SimpleFin in a few seconds within a couple of minutes actual was auto populated. I ran into a syncing snag and messaged Simple Fin support. They worked with my credit union and I was all good in a couple of hours. Been running smoothly ever since. I really like it. And I don't have the guilt of not budgeting anymore. Plus, ynab tutorials and advice are basically Actual tutorials.
Tried it and it works pretty well! I'll have to keep playing with it, but so far so good!