This may not be a satisfying answer, but I went through some hard times between 2016 and 2020 and gained more compassion for how close any of us are to destitution. It became really difficult for me to be as selfish after those years because, well, I appreciated that happens to good people and we don't have a social safety net.

Experience showed me you can make the right choices and still get fucked. I just wish there was a way to teach that lesson that's a little less uh painful.