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submitted 4 weeks ago* (last edited 4 weeks ago) by hetzlemmingsworld to c/haveno@monero.town

At https://docs.haveno.exchange/the-project/payment_methods/0-all-methods/#2-altcoin-payment-methods I can not find any explanation why the limit is placed, i assume that it limits the loss per trade, but then the scammer can do multiple trades and the loss is the same? So what is the point? If it is not like that, then please explain or link me to an explanation? Thank you

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[-] monerodice_pro@monero.town 2 points 3 weeks ago

One reason could be from Anti-Money regulations forcing financial institutions to file "Currency Transaction Reports" to The Financial Crimes Enforcement Network (FinCEN) for any transfer exceeding a certain threshold, which is usually $10k, but could be as low as $1k in some jurisdictions. Meaning the fiat payments (banks, Wise, PayPal...) are required to verify and freeze "suspicious" transfers. Such limits protect unaware users somehow.

[-] hetzlemmingsworld 1 points 3 weeks ago

Why actually Haveno supports trading of a reversible payment methods if anyone can chargeback after the trade is complete and there is no way to know if user scammed this or other way before?

[-] monerobull@monero.town 2 points 3 weeks ago

Because people asked for them and market makers can manage the risk themselves. If you charge 25% extra, you make profit as long as you get scammed less than every 4th trade.

[-] hetzlemmingsworld 1 points 3 weeks ago* (last edited 3 weeks ago)

By managing the risk, you mean charging 25% extra (making the trade 25% more expensive for a taker), nothing else, no other way to manage the risk (i am not sure if i understand the meaning of "managing risk" as a user who never used the Haveno)? Thank you

[-] monerobull@monero.town 2 points 3 weeks ago

Correct. 25% was an example and usually it will be way lower than that. Makers will sell at higher prices for payment methods that are more risky and lower prices for less risky options. It's a rather simple example of the free market regulating itself.

[-] xmr_unlimited@monero.town 0 points 3 weeks ago

Not everyone is a scammer.

this post was submitted on 24 Nov 2024
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