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this post was submitted on 05 Dec 2024
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Cybersecurity
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Steam. The store front I get my video games from. Has 2-factor authentication with a short time rotating code. To secure my Steam account.
My bank uses SMS and "security questions" aka personal trivia questions.
Easy to guess with some social engineering
Or literally anyone who knows you. It's based on the idea that strangers are the ones who will try to screw you over but everyone knows that it's people who you know that end up screwing you over in most cases. So security questions are basically useless in all those cases.
While I agree with you, some people answer these questions with deliberately incorrect answers. If my closest friend tried to compromise my bank account with my security questions, he'd get them all wrong (and even he doesn't know my wrong answers).
Still a bad design, though.