370
https://mas.to/@MikeBeas/113666556469008087
EDIT: I think you should get the service you pay for, just so that's clear.
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
this post was submitted on 18 Dec 2024
370 points (94.7% liked)
Microblog Memes
6016 readers
2285 users here now
A place to share screenshots of Microblog posts, whether from Mastodon, tumblr, ~~Twitter~~ X, KBin, Threads or elsewhere.
Created as an evolution of White People Twitter and other tweet-capture subreddits.
Rules:
- Please put at least one word relevant to the post in the post title.
- Be nice.
- No advertising, brand promotion or guerilla marketing.
- Posters are encouraged to link to the toot or tweet etc in the description of posts.
Related communities:
founded 1 year ago
MODERATORS
Beasley kind of has a point that it's a stretch to call monetary debt as murder, but I really hope more people start voting for politicians who will end privatized healthcare.
Even if a claim gets denied the fact that it was submitted means you already got the treatment.
Denied treatment is murder. Social murder. Stop simping for these companies they don’t give a fuck about you.
That's quite often not true. There are tons of procedures/tests/etc that don't get run until a "prior authorization" has been granted by the insurance company. Also medications and durable medical equipment are not dispensed until insurance has been approved. If the prior auth is not granted or the medication is not covered, they usually will not be performed/provided unless the patient pays up front, and without the negotiating power of the insurance company, the patient will be paying 5 to 10 times what the insurance company would have paid.
I've personally been dealing with medical issues the past 3 months and the amount of prior auths I've seen go by is astounding. Tomorrow I actually go in for some more tests that they couldn't do a few weeks ago because these ones in particular needed some prior auths that are harder to get.
Generally speaking, uninsured medical costs and medication are cheaper than what the insurance company pays. SOURCE
Hospitals and Insurance companies do this because it's a write-off for the insurance company and it makes the patients feel better about their coverage plan.
You likely could get the treatment without the authorizations if you pressed, I sincerely doubt the hospital would try to stop you, but that would put you into debt so obviously don't do that.