Privacy

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A place to discuss privacy and freedom in the digital world.

Privacy has become a very important issue in modern society, with companies and governments constantly abusing their power, more and more people are waking up to the importance of digital privacy.

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Paypal vs. Credit Card vs. Klarna (leminal.space)

submitted 1 day ago by Knuschberkeks@leminal.space to c/privacy@lemmy.ml

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Hi, nowadays a lot of places online only accept payment via one of the three options mentioned. Privacy wise, which is my best option? My thread model is mainly based on surveillance capitalism.

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[–] xyx@sh.itjust.works 2 points 1 day ago (1 children)

I actually went with Revolut as my Bank, using their virtual credit cards for online payment - they offer a virtual one-time CC as well which details reset after each succesfull transaction. Thow way there's at least no 3rd party besides CC provider and my bank snooping on my transactions.

[–] nick_99@sh.itjust.works 2 points 1 day ago (1 children)

I just looked at revolut, they have all these squgily ££££ symbols everywhere.

[–] xyx@sh.itjust.works 1 points 18 hours ago

in it's base version, Revolut is free, yet they surely try to convince you to pay for a paid plan, use their depot, and other stuff... However the only downside worth mentioning is getting less interest on the savings account. Or did you refer to them being a UK bank? In that case: Revolut exists in multiple countries - my account is in Lithuania, yet still fully managed in €. They nowadays also have a german banking license (giving you a DE-IBAN). Accounts themself can be in on of, I dunno... 33 different currencies or so?

Another option worth mentioning would be Trade Republic, however I've never tried them myself.