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I'd take just one single measly Canadian million dollars, buy a ~300-400K small house far from the city with enough land to have peace and quiet, and maybe try a greenhouse for vegetables.
That leaves enough money with what I already have to cover never working again, various moving expenses, some repairs and renos, and maybe the occasional weekend transexual escort in my whirlpool.
600K definitely can’t cover your incidentals over 20+ years.
First I said "That leaves enough money with what I already have " and second CPP and QPP will kick in before that. I can live easily on that. I need little.
Cpp and qpp is not a lot. You’ll want to reinvest to subsidize Luckily with the house market when you have to go into a home you can sell the house for a decent retirement home. Just make sure you book into a good one early enough. They have 2 yr waiting lists in some places.
I'd rather blow my brains out than end up in a home. They're organized fleecing and meat warehouses.
Yes, but between that and the absolutely miserable situations I've seen some elderly end up in... I'd take the fleecing. At least there you're guaranteed a change of diaper and clothing before the inspector comes through.
Aging is an absolute horror. We as a species sit here with our opposable thumbs up our collective rectums and hoot and holler about 8K streaming and AI instead of focusing on anti-aging.
Fix it then if you’re going to be abrupt about it. Stop whining and acting entitled to something better and do something better.
Huh?
Invested carefully, even at an underperforming 5% return, that's still $30k/yr. Not really enough to live the easy life but it's enough to pay for health insurance while you work on selling artisinal Swedish fire torches.
What a savage notion. Civilized countries have socialized healthcare.
Thanks for rubbing it in
Substitute whatever you'd like to spend that money on, maybe you have great single payer so maybe you want to spend it on travel, maybe it's a new car, maybe you want to gamble it all away. The point is that even a relatively small amount of money buys you enough "wiggle room" to pursue more leisurely ways of making a little money.
It's easier to make a living walking dogs when you don't have to worry about keeping the lights on.
Kinda buried the lede there at the end... 😂
I'm only sorta kidding. I would for sure do all the other stuff.