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I would rather no debt, but I kinda need a house because it's illegal to buy a field and live there in a yurt
Come out to the country. Just make sure your field is outside city limits, and you'll probably be fine living there, as long as your sewage doesn't drain into a protected waterway. A 3-phase septic wouldn't be too hard to put in, but it's a lot easier if you'll rent heavy machinery instead of shovels.
Not an option in the UK
Well, I would say you could immigrate to the U.S., but that's a bad idea for a number of reasons, IMO.
No countryside up in Scotland anymore?
There is countryside but you are not allowed to live on land without planning permission, I presume Scotland has a fairly similar system too.