this post was submitted on 18 Aug 2025
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How could this happen? (media.piefed.world)
submitted 3 days ago by The_Picard_Maneuver@piefed.world to c/whitepeopletwitter@sh.itjust.works
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[–] fishy@lemmy.today 3 points 2 days ago (1 children)

Debt to income ratio. Saying income isn't a massive part of loans is just wrong.

[–] Auth@lemmy.world 0 points 1 day ago (1 children)

Saying it is a massive part of loans is wrong. If you had 150k a year income and your expenses were 150k a year you would never get approved. Income is one thing they look at but i wouldnt say its a massive part of the equation.

[–] fishy@lemmy.today 1 points 1 day ago

....debt to INCOME ratio. Debt is important here, as is the other half of the equation.

In your example, if the individual's income doubled would they likely be able to secure another loan?

I am not going to respond again, it's not my job to educate you.