I once spent an inordinate amount of time fleshing out a character who was low-key meant to be the dwarf equivalent of Indiana Jones. Used a chain whip, had a trademark hat and the first name of a well-known dwarven realm, was trained in history, etc.

In our first session, I rolled a crit fail on an athletics check and fell into a chasm full of magma. It was the equivalent of Indy getting smashed by the boulder because he tripped. I didn't even get to pull out my character's irrational fear of drakes.