I know this might be a bit controversial, but IMO a beginner should not self host passwords, and at least not the sole backup for photos and videos. I think self hosting them in general is good, but until you know for sure, "Ok, my back-up system is working fine, even if my stuff goes down, I have little downtime for bringing it back up".

If you can't say for sure this is you, Don't self host your passwords, bitwarden is great and encrypted so I highly doubt issues will be had there. Also make sure to use a different/seperate hosting service for pictures. I personally recommend using google drive + rsync since rsync can encrypt all your pictures.

I've seen more then a couple people fail the backup part, even when they thought they were fine before hand.