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What is something you'd gladly go into debt for?
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I know I was super lucky. I look at home prices today and what it would take for me to get there and just shake my head.
I've given up. The interest rates are ridiculous, and home prices where I want to live (anywhere in the western USA pretty much) are insanely inflated.
There are some deals to be had, but you're buying in high crime and impoverished areas or in rural areas and you have to hope development will follow.