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What trait instantly makes you despise a person beyond belief?
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And putting money in the bank is just rent for living? The money is used to increase your home's value. But I see we are at an impasse, and will be done discussing it.
No, putting money in your own bank account is not like paying rent because you still own the money and can still spend in on other things. Paying rent to a landlord, or dues into a maintenance account, removes the money from your ownership and prevents you from spending it on other things.