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The numbers will determine your fate
(lemmy.world)
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this post was submitted on 15 Feb 2024
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Does that mean that your credit score is determined by companies? Or is the credit score something the government calculates for people?
I think in the Netherlands if you want to get a mortgage, the bank looks at your income, other loans you have, etc and they determine on rules the government set how much you ca borrow. There is a register for people that fail to pay bills, but it's not something you get on easily, you really need to fail a lot.