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Are you using passphrases? Is it worth it?
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They can be good quality, yeah. But I'm more worried about having to basically present a digital-equivalent of a driver's license if I want to sign up for Netflix, or watch porn, or order food. And if ID system routes every request to a central location first, then you get stuck with de-facto tracking on everything you ever do, no matter how good the company's privacy record is. That's what I meant by creepy.
Thank God for GDPR. That would be impossible in the EU. ID's can only used in very specific cases that are detailed in the law.