What’s the last thing you’ve done that’s made you ask “Am I stupid?” (lemmy.world)

submitted 7 months ago by setsneedtofeed@lemmy.world to c/asklemmy@lemmy.world

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[-] Boozilla@lemmy.world 10 points 7 months ago

Going over my life savings and investments with a CFP.

Fortunately, the pros will be taking over from me soon.

[-] Frozengyro@lemmy.world 2 points 7 months ago

Hopefully they are a fee only fiduciary. Don't pay 1+% of your savings to them every year, that's also a dumb mistake.

[-] Boozilla@lemmy.world 1 points 7 months ago

They charge me less than 1% and typically return 5 to 6% (and minimize taxes).

[-] Frozengyro@lemmy.world 1 points 7 months ago

I would make sure it's a passively managed fund with low expense ratios and little or no fees. An expense ratio of 0.10 or less is pretty common these days.

[-] Boozilla@lemmy.world 1 points 7 months ago

Thanks. It's still new but I'll keep an eye on it.

this post was submitted on 24 Mar 2024

96 points (96.2% liked)

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