so maybe just understand that people aren’t putting their whole life story into each and every comment.

I'm aware, but you can only have a conversation based on what's actually said, or in this case, written.

There was no risk management involved, just shitty doctors, and shitty insurance companies.

The shitty insurance company does risk management.

I got in with an oral surgeon without a referral, only because my mom knows that guy, and he told me to immediately go to the ER where he personally would come pull my tooth.

I'm truly glad to hear that you got treated.

My point was never to excuse bad doctoring, or to challenge your story, but just to say that medical insurance companies don't just look holistically at the patients well being, when deciding what to spend on. There's factors, including business factors, that they look as well. Their top priority is not to heal, but to manage. Healing is a bonus for them.

And yes, there's idiot doctors out there. Trust me, I know. I have one of them in my network.