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this post was submitted on 23 Apr 2024
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I feel like it was just a few months ago someone else was asking this very similar thing, including wanting to handle payment processing themselves as well.
Seriously OP, do not do payment processing on your own unless you already have experience with going through PCI compliance. And if you did, you would already have made the decision to off load it to an actual payment processer lmao
Don't be a hero, offload payment processing to a third-party.
Second this wholeheartedly. There's a reason businesses like Square space exist, and you will kill yourself trying to stay on top of things to stay up to date and secure.
Third. The first thing I mention when one of my clients asks anything about PCI is to offload as much card processing onto third parties as possible.
And if you have nothing in place yet, then 100% offloaded should be possible (with the possible exception of secure payment terminals if you need to process physical cards).
That said, it is still possible to use your own hosted WordPress storefront and offload the payment processing via tokenization or redirection. But a turnkey solution like Shopify might be better if you lack the experience.
For real. I handle PCI audits at work and at this point I’d pay somebody to do it for me.