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[-] tallwookie@lemmy.world 43 points 1 year ago

eh, you're free to retire in your mid 30s. it's easy. i retired in my late 30s, then went back to work again when I ran out of money a few years later. it was nice, i look forward to retiring again.

[-] Ajen@sh.itjust.works 7 points 1 year ago

Most people would call that a sabbatical.

Interesting. Is retirement just a sabbatical until death?

[-] NewNewAccount@lemmy.world 2 points 1 year ago

Death is just a sabbatical until reincarnation.

[-] tallwookie@lemmy.world 0 points 1 year ago

yeah, you could call it that. for my mental health I referred to it as a retirement.

[-] 1019throw@lemmy.world 5 points 1 year ago

Did you FIRE and calculate wrong or had a bad few economic years?

[-] tallwookie@lemmy.world 0 points 1 year ago

oh no, my job was offshored by IBM - I decided I wasnt going to work anymore and did that for a few years. then I ran low on funds and found a new job. I could quit now & do the same thing for a few years but I've got a different plan this time around, it'll drastically reduce my monthly expenditures allowing my next "retirement" to much longer - possibly permanent.

[-] Kage520@lemmy.world 4 points 1 year ago

Dude it is NOT easy to make enough to retire in your 30s. Congratulations to you for even making it a few years. That's a huge accomplishment. But saying it's easy is a bit unfair to those who are not able to make that kind of income.

Saying this as someone who also plans to retire before I turn 40, and I DO have an income advantage. It has been very difficult even still.

[-] NewNewAccount@lemmy.world 1 points 1 year ago

What’s your retirement number to retire by 40?

[-] Kage520@lemmy.world 1 points 1 year ago

Close to $2M, but I care more about dividend income than the current stock market prices. If I can survive on dividends from VTSAX then I'm good.

[-] NewNewAccount@lemmy.world 1 points 1 year ago

Home paid off? LCOL area?

I apologize if these are prying questions.

[-] Kage520@lemmy.world 2 points 1 year ago

Not at all. These are normal questions, especially from r/financialindependence back from Reddit. South Florida but I bought my house and homesteaded it (locks the property taxes to no more than 3% increase per year) before the value doubled. Home is paid off. No other debt anymore. I can and have spent as little as $25k per year, to as much as $40k per year. This only represents my half of expenses though. My wife has her own fire plans.

[-] NewNewAccount@lemmy.world 2 points 1 year ago

Legend. You should be proud of yourself. Not sure where I’m heading but FIRE or a lean FIRE is one of the options.

this post was submitted on 03 Aug 2023
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