I have to say, there is an established solution to this problem: having a functional and comminicative extended family/social network. Car trouble? Your uncle and cousin can help you fix it tomorrow. Paying rent/mortgage? Not when you live in the big family home with 3 other generations of people that's been paid off for the last 50 years. Cooking dinner? Grandma and aunt Bethel do it every night with help from the kids. Doing your taxes? Family friend Joe is an accountant and is glad to answer a few simple questions for you.
Unfortunately, most peoples' families are annoying as fuck.