RealDebrid definitely doesn't, and I'm guessing that AllDebrid is the same. In fact I'd be amazed if it does allow it since it would just legitimise account sharing.

No, sorry. I only use it once a week or so to watch a match. I usually just choose a stream and if that fails at some point I just another in the list.

I could, but I shouldn't have to.

If they're making me jump through hoops just to find out what they're offering, that's a non-starter lol

Right, but that's not what I'm saying. It's not about hitting good ratio on individual torrents, because as you've already seen that's actually very hard to do. You will have accrued points on those torrents, which you can then exchange for upload credit. This is probably where most people's ratio comes from on TL. Other sites are different, but TL is very generous in this regard.