From the generation before this, I always thought the "mobile generation"'s computer savviness had been overrated. Mobile phones (especially iOS) are like a walled garden compared to using a PC and Windows. It was easy to shoot yourself in the foot on Windows 98, etc so you learnt to be careful very quickly. Likewise, there's no jumping into the registry or terminal, no built in zip/rar handling, warnings from the OS, built in Malware protection, etc
The internet was a wild place in the 90s and this generation never really experienced that. Forums had lax moderation and could be full of troll links to "I am an idiot", goatse, etc. Files could be hosted on random webpages and the downloads could contain anything: often a virus alongside the actual file, etc
I remember not using an antivirus as Norton and co would crush your machine, so you just had to tread extremely carefully
Reminds me of my first weeks in Japan....
I took my Kona Private Jake with me (nowhere near that bike, but $2-3k) which I would expect to be gone in an instant in the UK. I kept placed my bike on the balcony of the monthly apartment in Roppongi, which was only on the 2nd floor, and would check it at night as I thought someone would nick it
This shortly progressed to leaving it outside when going to the conbini, etc