Så utredningen har kommit fram till att vi ska få låna mer och amortera mindre. För att hjälpa nya köpare att komma in på marknaden.

Men kommer det inte bara leda till att priserna stiger och att den som har 300 000 SEK i kontantinsats nu budar upp priset till 3 000 000 SEK istället för 2 000 000 SEK och amorterar 27 000 SEK (1% av 2,7M SEK) per år istället för 34 000 SEK (2% av 1,7M SEK) per år och blir än mer räntekänslig eftersom lånet blivit såpass mycket större?

Sist jag kollade på bolån begränsade banken till 4,5 gånger årsinkomsten, så ett skuldkvottak på 5,5 gånger årsinkomsten kommer i realiteten inte ändra mycket. Kanske att bankerna låter en låna mer eftersom de har ett explicit statligt godkännande på att ta större risker.

Och den som drömde om en 1:a eller 2:a ser sig fortsatt utkonkurrerad av de med större besparingar/rikare föräldrar.
Den enda jag ser hjälpas av ändringarna är de som redan äger och som ser sin bostad stiga i värde (men inte lånet) men det har ju bara betydelse om man ska sälja / låna mer för att renovera.
Kan också kortsiktigt hjälpa plånboken genom minskad amortering.

cross-posted from: https://lemmy.world/post/21069631

Once upon a time you could get a small android device with good specs.
https://www.gsmarena.com/sony_xperia_xz1_compact-8610.php

It's still my favourite phone, even though it's been retired and is only used as an MP3 player with AUX in the garage nowadays.
I realize that for most people the phone is now a device to consume media through and that the larger screens are helpful there, but having a smart phone that is fully usable with one hand is still something I miss. Often.

Considering that modern androids have about 85% to 90% of their size as display size then a phone with the size of the xz1 compact should get a screen size of ~5 inches instead of the old 4.6 inches.

With the SoC advancements I don't even feel that the phone would require a flagship SoC to interest me. Put a Snapdragon 6, as much battery as you can fit and an AUX input in it and I'm game.

What would make you guys interested in a smaller phone today?

Once upon a time you could get a small android device with good specs.
https://www.gsmarena.com/sony_xperia_xz1_compact-8610.php

It's still my favourite phone, even though it's been retired and is only used as an MP3 player with AUX in the garage nowadays.
I realize that for most people the phone is now a device to consume media through and that the larger screens are helpful there, but having a smart phone that is fully usable with one hand is still something I miss. Often.

Considering that modern androids have about 85% to 90% of their size as display size then a phone with the size of the xz1 compact should get a screen size of ~5 inches instead of the old 4.6 inches.

With the SoC advancements I don't even feel that the phone would require a flagship SoC to interest me. Put a Snapdragon 6, as much battery as you can fit and an AUX input in it and I'm game.

What would make you guys interested in a smaller phone today?

I recently learned that crows only eats your crops if you have 16 or more tiles planted. That means you can plant 15 crops early without worrying about the crows at all.

What are other small tips and tricks you guys know?

I'm looking into setting up some monitoring combined with simple automation for my selfhosting. Currently I was thinking about using Zabbix.
I want to:
Track bandwidth usage on a router/fw and on a managed switch and track cpu/ram/disk usage on my vms.
Simple monitoring (up/down/maintenance) on the router, switch, my vms as well as on linux services (jellyfin/forgejo/etc) and windows services (lab for studying work-related tools).
I'm also interested in doing simple https checks on my webuis (i've had a service running but the website returning both 403 and 404 before) and testing nslookup on my internal dns (if the service is up but the lookups timeout I still want to try restarting the service).

Is there any FOSS/FLOSS alternatives that I should look into before diving into Zabbix?

So, being frustrated with a firefox addons copy not showing up with shift+ins in gnome-terminal I decided to switch gnome-terminal paste shortcut to shift+ins.
Are there any known bugs with doing this? I've only done some quick tests and seem to always get the clipboard info I'm expecting.

edit: Thanks to @lemmyng@lemmy.ca I now know about gpaste and use that to sync primary and selection both ways.

I'm looking into different self hosted open source multiuser password safes and while there are many options I haven't found one with a .deb or .rpm install - only a whole bunch of docker compose.

Do you know of any good options that are included in debian 12 or fedora 39 repositories or at least that has a .deb or .rpm?

Currently I'm using keepassxc but been asked for something that either has a webui login for end users or an android app.

edit 2024-02-17:
After looking into the .deb and .rpm options available (passbolt or unofficial vaultwarden-deb) I decided to bite the bullet and install a debian 12 vm that I will try out different docker solutions on.

Med sommaren kommer mer tid att ägna sig åt hobbies och intressen. De flesta har något stort projekt som de "spar till semestern".
Mycket av mina planer har att göra med hus, eftersom jag nyligen köpt mig ett. Jag har många meter nätverkskabel jag vill dra för att få bättre prestanda mellan min hemmaserver, tv och datorrum för att nämna ett exempel.

Vad har du för sommarprojekt? Är det bilmek? Spela in egenkomponerad musik? Cykla från Malmö till Kiruna? Brygga en suröl?