It's a fake screenshot.
Isn't that just not true?
https://www.capitalone.com/learn-grow/money-management/credit-myths/
Myth No. 5: You have to carry a credit card balance to build credit
If you don’t pay your credit card balance in full, it’s carried over to the next billing cycle and considered a revolving balance. And that unpaid balance might accrue interest.
You don’t need to carry a balance to build credit. According to the CFPB, “Paying off your credit cards in full every month is the best way to improve a credit score or maintain a good one.”
Fact No. 5: You don’t have to carry a credit card balance to build credit
While carrying a balance isn’t necessary to build credit, a healthy credit utilization ratio—which measures how much available credit a person is using—is an important part of credit.
In addition to paying off credit card balances in full every month, the CFPB recommends keeping a credit utilization rate of less than 30% of your available credit. That can be a way to show you’re responsible with credit.
I pay my credit cards in full every month and accrue zero interest and have excellent credit...
I'm confused - you pay off almost all of your credit card and you're "spending even more money in the long run". Why not just pay off all of it? Surely if you were able to afford your bills with cash, you'd be able to pay off your credit card in full every month since the bills would be the same?
It's free if you stay within the data limit. For anyone interested in self-hosting, immich is getting pretty mature these days.
I'll take this opportunity to plug Crandall Office Furniture, since I learned about them in a similar reddit thread a couple of years ago. My girlfriend was looking for a new office chair because all the cheap ones she's tried have destroyed her back. We got her a refurbished Leap v2 for about $600, compared to the $1200+ it would be new. She absolutely loves the chair and has had significantly fewer issues with her back. And you'd never know the chair was used, they do an excellent job refinishing everything. Highly recommend, I'll be going with them when I need a new office chair.
Cut-resistant gloves are a must for a mandolin!
And if you only have street parking?
It's a Gaggia Classic Pro
Why does this read like it was written by AI?
I'm not super comfortable approving his work, but its functional and I don't want to hold up sprints...
I know it's not the point of your post, but this is a red flag to me. If you're using scrum (which it sounds like you are?), a sprint isn't defined as "when all the stories get to done", it's a set block of time (generally between 2 and 4 weeks). If the stories don't get to done in the time period, you don't hold up the sprint - they just didn't get to done. Most teams will just refactor the story into smaller pieces to carry over to following sprints.
Ah, but when the bad employees make messes that you then need to clean up? Or someone makes a mistake and everyone on the team gets reamed out because "we're a team and someone should have caught that, so it's everyone's fault"?
I'm a software engineer.
My tin-foil-hat conspiracy theory is that ISPs switch peoples' Internet off intermittently to see if anyone notices and save on bandwidth. And they only switch it back on when you call in to tech support.
The number of times I've had Internet issues, restarted my modem and router and have it not fix the problem, but when I restart them when I'm on the phone with tech support and it magically fixes the problem just makes me so damn suspicious...