Going off of SMCF, it really depends on how liquid you are and what country you're in.
If you're in the US, I have SoFi and 4.5%/APY on my savings account. Gotta have your direct deposit or move $5k monthly into the checking. If you can swing that, it's a great bank. I think Ally does similar.
Most major brick and mortar banks are shite for accruing interest money.
Interesting, when I took Waymo, it was cheaper than Uber and Lyft, pre tip.