A sleep scientist/professor named Matt Walker has a podcast about, you guessed it, sleep. He talks about this and how it's very unfair to people who are biologically programmed to get tired later.

He goes on to describe scientific proof of the effect this has on their sleep and the impact to their health. It's sad really, but his hope is to raise awareness and acceptance of the night owl's schedule.

For those that don't know in the US even if you use a third party system the final settlement of the money still has to go through the Fed and it's usually as either a Wire or an ACH transaction. ACH is slow and batch processes which can be daily. Wire can be quicker but more expensive. Some banks give you access to funds sooner but it's still not settled until that NACHA batch file goes through the Fed.

Anyway there are two instant payment systems coming to the US: RTP (by the Automated Clearing House (ACH)) and FedNow.

Outside the US they've already had other instant payment systems.

My man fully understood the assignment

Or she knows where to get some incredible burgers and fries on a boat

Doing the lord's work.

Sorry this isn't exactly related but which apps does the @MrLovenstein@mastodon.social link work? Didn't work in Liftoff

Croc user for like 12 years here. I don't have smelly feet. Maybe the trick is to freak out people even more and wear socks with them. 😎

I see what you did there, and I like it.

Ah yes. Domotivational posters - the original memes.

I started with Harbor Freight because I couldn't decide on a battery system at the time and just needed a cheapo drill for a project.

Once it died, Milwaukee was coming out and had brushless motors for good prices. I jumped on board and never looked back.

Lol, but aren't those centimeters on the ruler?

Why you gotta call me out like that? :D