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this post was submitted on 11 Nov 2024
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Growing up poor, and eventually working my way into a tech job dealt me a long stream of culture shocks. Just socialising with people earning over 100k is wild. The vacations, hobbies, and even anecdotes, are all so different than what I imagined. I feel I betray my roots a thousand times a day.
I know this is just basic working class petit bourgeois stuff (that I'm part of), but the carefree attitude is so alien to me. I can't imagine feeling so entitled to luxury.
Yep, I have no idea how people are able to afford stuff like that! Some of our friends have these crazy hobbies and go out to eat all the time, multiple cruises a year, etc. Meanwhile a ‘date night’ for us is Chipotle and DVDs of whatever show we are watching that we borrowed from the Library. That is the only way we can afford our modest one side of a duplex. And I feel like I make ok money but I guess everyone we know just makes so much more, or we are just very strict with our budgeting and credit usage.
I'm with you. I make mid-100s myself and as a single homeowner with no children I still can't afford to go on funky vacations.
My take home after 401k and taxes is like $7,600 a month and my mortgage, heloc, car and student loans eat about $5,000 of that.
But, car will be paid off in the next few months, student loans should be done about 2 years after that, he lock will be done about 2 years after that so 5 years from now it's only going to cost me like $2,500 a month to keep my home.
I have been told that I fit into the Henry class, "high earning, not rich yet".
I just wonder if I can keep going for 5 years to accomplish that or if I should just finish up the house and sell it and pocket the 200k in value it's accrued, pay off any other outstanding debt, and then go find an apartment or something or go travel.