this post was submitted on 09 May 2025
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[–] rekabis@lemmy.ca 41 points 12 hours ago* (last edited 12 hours ago) (4 children)

Stating the raw value of the house will only make naysayers throw inflation into your face.

The better way of saying that would be,

buy a detached SFH for only 4× annual minimum wage

Like, really drive it home how absolutely unaffordable homes are these days. In my corner of Canada, the median detached SFH is going for 28× minimum wage, and it’s 32× if it’s new construction. My own 1972 split level sold brand-new for only 4× the 1972 minimum wage.

[–] explodicle@sh.itjust.works 8 points 9 hours ago

You can throw the inflation right back at them. Boomers were born into the Bretton Woods system, started borrowing from us in the 1970s, and then kept voting for lower taxes on the wealthy.

Old people used to complain about inflation frequently because they experienced a stable dollar for decades... until the Nixon Shock.

[–] scrubbles@poptalk.scrubbles.tech 20 points 11 hours ago (1 children)

Jesus in today money that's 60k for a house. For a nice hours our parents bought

[–] rekabis@lemmy.ca 4 points 3 hours ago

A quick way of estimating annual wage for a full-time position is to take hourly, double it, then move the decimal point to the right by three spots.

So for example, the BC minimum wage is $17.40. Double that is $34.80. Annually in a full-time job, that’s about $34,800 before taxes.

And 4× that is $139,200. Current median SFH prices for used homes sit at just under $1M in my podunk tourist town. All detached SFH, $1,200,000. New construction, $1,500,000.

I mean, really - who under 50 can actually afford those prices without intergenerational wealth to give them a leg up in life?

[–] seeigel@feddit.org 8 points 11 hours ago (1 children)

Just shows you how low minimum wage is.

[–] rekabis@lemmy.ca 4 points 3 hours ago (1 children)

It’s not just low minimum wage, although BC’s is currently the third highest in Canada.

No, the problem is also “investors” that buy on spec only to sell at a much higher price just before completion, as well as “investors” that buy up 5, 10, 15 or even more homes for rental income. Both of these goose home values into the stratosphere and massively constrain the supply of homes that are affordable to those wanting to stop being renters.

Were it not for “investors”, homes would likely be half or even less than what they currently are.

[–] seeigel@feddit.org 2 points 47 minutes ago

Then rent is also twice as expensive as needed.

The supply has to increase. Since politicians won't organize public housing, renters could organize it on their own.

https://en.m.wikipedia.org/wiki/Mietsh%C3%A4user_Syndikat

[–] stinky@redlemmy.com 2 points 12 hours ago

"single family home" means more than "detached sfh"