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this post was submitted on 31 Aug 2025
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Do you have any sources?
I tried to double check and all i found is that:
https://ask.fdic.gov/fdicinformationandsupportcenter/s/article/Q-Can-medical-debt-impact-my-credit-score?language=en_US
I am preparing a pamphlet for getting and navigating US healthcare and that would be an amazing addition.
Apparently, 15 states prohibit it from hitting your credit. I was under the impression that it was nationwide.
By chance do you have a source to this?
It was a law from Biden that went into effect in January but trump had vacated in July, all this year. There's a lot of confusion on this because of the flip flop.
https://www.nclc.org/resources/dont-add-further-insult-to-injury-medical-debt-credit-reports/
This was the story I saw. I know in my state, it can't ding your credit.