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It still baffles me how some Americans will fight against universal healthcare, like ??? Do you WANT to be put in debt cuz you had an easily-treatable illness??? I don't get it, honestly
this post was submitted on 31 Aug 2025
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My mom had a spinal fusion in the 90s which she got in debt for.
About 15 years ago my lung spontaneously collapsed. Several surgeries later, the bill was $315,000. I was on Obamacare because of the mandate, thank god. I paid $19.
My mom found out and told me I "deserved to go bankrupt" because people like her had struggled for so long with their medical bills.
I don't speak to her anymore
It's a cult.
Americans are willing to give up everything they own if it means some hypothetical strawman isn't "mooching" off of their propaganda headcanon.
Success is suffering and hard work and if everyone isn't suffering then life isn't fair. Fuck this entire viewpoint, but it's one of the main American traits ruining socialist ideals.
If you don't own a million dollar yacht that you use as a tender for your billion dollar yacht you are the hypothetical straw man mooching off the tax dollars of those who do.
At this point, just put 15k in a high interest account and only use it if you need to
That's basically what an HSA is.
You sign up for a high deductible plan where you pay for your own medical expenses, but document them, up until you hit your out of pocket maximum ($8300 for individuals or $16600 for families), at which point your insurance kicks in to cover the catastrophic bills you typically won't have in a typical year.
Meanwhile, you are eligible to contribute $4300 per year for individuals or $8750 for families into an HSA, which has very favorable tax treatment (pretax money deposited, not taxed when taken out for health expenses, even after growing a lot), and allows you to invest everything above the minimum cash balance (varies by provider, usually something like $1000 or $2000).
That way in a year you happen to hit a $1 million illness or injury you're still covered against catastrophic financial loss, but you generally pay your own way with tax-deductible funds that you're allowed to invest for growth.
There is also no time limit on bills that are eligible to be paid from HSA. So if you are able to, you can pay out of pocket now, keep a copy of the bill, and cash it in 15 years later.
Until you get some kind of chronic illness and run out of money after about three appointments, then I guess set up a go fund me? You are required to be stabilized but not treated.
I'm Canadian. I highly doubt I pay more than $15k in taxes to get my free healthcare.
I bet you get tons of free bonuses too: roads, public education, pensions... Damn, seems like this whole government thing is quite efficient, with the no shareholders taking profits and stuff.
Italian here: 5,000€
European healthcare is something like 6k€ per year and person, the USA is around 14k€ (because leechers and parasites in the system).
Source: some graph on the internet.
We also obviously do mutualise the efforts so even the bum living under the bridge gets the same treatments. We all put in an effort according to what we can, as we are living in a society. What a way to control the masses in the USA. Horrifying.
Boomers be booming.
18-39
As a millennial, I feel great not being called old.
Lucky you. My wife calls me old all the time. And she is older than me!
At 18 a guy in our group started dating a 19 year old. Another guy gave her shit about robbing the cradle to annoy her, which worked. To get him to stop driving the joke into the ground, I said, "Dude stop it. She's not robbing the cradle." She relaxed. "He's robbing the grave."
Damn, brutal.
My insurance premiums are closer to $12,000 a year (basically a hop, skip, and a jump from $1,000 a month).
It certainly isn't the most expensive plan I found, but it was up there. I knew about all the shitty practices by insurance companies, but I tried to do my research to ensure that my prescriptions and doctors were covered, and I hoped that with a plan this expensive, I might be a bit insulated from the worst of it.
Then I had an emergency. Three things that my insurance did not cover really stood out to me.
The ambulance was considered out of network, so I am on the hook for 100% of the cost. You don't have any choice about which service picks you up.
The doctor was out of network, so I have to pay 100% of his charges. I know he probably approved my treatment or reviewed my test results, whatever, but I never saw him and the only treatment I received came from the nurses.
I was given 2 ibuprofen. They cost me $45. I was given several different and conflicting reasons why, but ultimately, I'm on the hook for that.
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My friend got cancer and she lost her job. Luckily her parents pay for her insurance out of pocket. Even the treatments are covered, she still needs to pay for copay and deductibles. This is America. When you are down, we kick you further down. No developed country does that except us
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the funniest part is that's not even what socialism is.
Well, it's not socialism but universal healthcare is a socialist policy and it has been won by various reformist socialist parties in most western countries.
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"Socialism is when government does stuff like laws and currency."
"Socialism is when they take some gold from the dragon"
really? i though it was when no iphone. (and sometimes vuvuzela)
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This is why I want america to be screwed up completely. So Americans wake up and realize what theyve been enforcing on global south for decades.
Its tragic that the only way humans (as a whole) learn is when they themselves suffer.
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