this post was submitted on 05 Sep 2025
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I refuse to even let my phone have my payment info.
Yeah, it's crazy. Phones are just about the least secure payment platform imaginable (in the sense of regular criminal hackers, other people having physical access to the device and corporate spies), and banking apps are cementing the vendor lock-in.
How is having physical access to their phone different from having their wallet with credit cards and id?
In your scenario either way, the thief has it. My wallet doesn’t have any facial recognition or passcode option, or native GPS tracker if it’s stolen.
And in both cases you can block this shit as soon as you get access to internet or bank. So wtf.
This is quite literally objectively not true. It's literally the exact opposite in fact... Your phone is more secure then every other standard method of payment that interacts with your bank account.
In the case of theft of your physical person then your phone is still more secure then any cards or checkbook. Case is literally the least secure in the case of physical theft.
I get not likely the whole corpo aspect of things. But don't be a fucking idiot and ignore reality and the facts whole doing it.