Lemmy Shitpost
Welcome to Lemmy Shitpost. Here you can shitpost to your hearts content.
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Also check out:
Partnered Communities:
1.Memes
10.LinuxMemes (Linux themed memes)
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All communities included on the sidebar are to be made in compliance with the instance rules. Striker
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Just watched someone explain this but it was about house insurance. When you sign up they give you a replacement dollar amount. Should your house burn to the ground they deduct money from that amount due to depreciation.
LOL, yet you can't buy a depreciated house can you? No, cuz there are none. Even a burnt down place represents a mortgage-able amount of money. That's the lie. There's no depreciation, they just want to pay you less as time goes on. At least for a house anyway.
That's basically untrue. If a building is rotten and full of mold, then it might have to be torn down before anything new could be created. Then it might have negative value, but the property itself could still have a lot of value.
Doesn't make his claim untrue, just an exception.
Okay let me find a negative value property around my neighborhood... None! Could it be a get rich quick loophole? Nope.
Negative value property? Easy. It's called a timeshare!
That's true, but that depreciation is often recoverable. That deducted amount is paid out when you repair or replace the damage.
Cars don't work like that though, OP should fight the valuation unless they left out critical information like a $5,000 deductible.