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Grandma's marriage advice
(startrek.website)
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this post was submitted on 19 Oct 2023
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Divorce doesn’t protect your personal bank account. That money doesn’t suddenly becomes yours. When splitting assets, personal accounts and even safety deposit boxes are included (unless a prenup arrangement).
And the “secret” part is the problem. Seems to me grandma isn't advising her to have a personal bank account like everyone; she wants her to have a bank account the husband doesn’t know about. There’s a difference.
On the first point, it largely depends on the state the divorce happens in. States have differing definitions of what's considered common property. In some states only joint accounts are subject to asset splitting.
Yes, but no. If you are married and only have joint accounts, you can't do much to prevent the other person from withdrawing from those accounts until you get into see the magistrate. At a minimum, you should have a separate account if you are paid by direct deposit.