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Florida Residents Flee State as Insurance Premiums Skyrocket up to 900%
(www.newsweek.com)
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this post was submitted on 23 Oct 2023
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To be fair to Florida, that condo was built pre-Andrew and they revised their entire building code after Andrew. There aren't too many large building built pre-Andrew anymore because they were all built as cheap as possible to laundrr drug money.
That being said, there are a million reasons why i would never move to Florida, and the only building codes that can prevent your house getting inundated by flood surge is by putting it on stilts, so no shocker that the premiums are skyrocketing. Same with fire insurance in California right now.
The building collapse was due to bad building code for sure; however, the apathy that followed the tragedy, both from rescue workers and the public at large, was really disheartening.
I'd build a 3d printed house that is on a raised slab in Florida and in Cali. Anything out of wood would be a waste
In California you'd largely be fine as long as you take care to have land around your house and keep it defensible. A lot of the fires that get into towns are because those recommendations and regulations get ignored in favor of trying to live in a forest as much as possible.
You can do everything roght but your neighbors might not. I have family that lost thier home a few years ago in a fire and have moved to San Fran now
Alternatively just build it dirt cheap and expect to rebuild every year. Disposable housing, the real american way.
Why not a boat? Hear of the storm then you just float away
3d printed would likely be cheaper