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Bankruptcy is lifesaving
(lemmy.ml)
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this post was submitted on 26 Dec 2023
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Student Loans have entered the chat.
And medical debt.
I don't think so, or at least is state dependent, I definitely had medical debt and it was definitely discharged along with all the other debt I had
Yeah medical debt is dischargable, our lawyer asked if we had any surgeries we had been putting off that we might want to get done before we filed.
This is a remarkably dystopian statement lmfao
USA!
USA!
USA!
Guns are easier to get than surgery. Shoot your problems away!
Isn't this some flavour of fraud? Not from the US, so this is all pretty bizarre to me.
Capitalism is a flavor of fraud in and of itself.
Depends on if you think it's stealing to steal from a thief.
If buying isnt owning, piracy isnt stealing.
Yes, but its fraud in a system designed at every level to defraud you, so fuck um. Get healthy in any way you can because the system itself sure won't help you.
They screw you, you screw them is the American way, so bravo for the lawyer for being honest about the game.
It is all fun and games until the repo man comes to rip those knee replacements out.
In my country that isn't a thing. Everybody has to have private insurance and if they can't afford it, the State subsidizes it.
And if somehow you get something done that isn't covered by the insurance, they can't pursue you for that debt and it doesn't show up when doing things like getting a lease.
It's not perfect (insurance costs a ton and keeps rising) but at least it's not some dystopian nightmare where people can't afford to get care in one of the World's top economies.
Money you have to take out for college and then pay back at 10% interest.
I'm sorry is this an I-love-getting-fucked-in-the-ass thing that I'm too Scottish to understand?
Yes.
See, Americans dont have an England to fuck over its citizens, so we have to do it all by ourselves.
And then blame it on the boogieman
And who's fault is that?
They put the mugshots on their paper money.
FiFY, now the entire world can use it
[Laughs in English]
Whilst it would be lovely if us Englishmen didn’t have student loans, they could be a whole lot worse. We only pay them once we earn over a certain threshold, and they’ll disappear after 30 years. Plus our unis are funded in large part by international students (which has its own issues), so Brits’ course fees are slightly subsidised.
Not good, but hey at least it’s not the US(!)
You missed the chance to say "At least it's not the US, eh?"
The United States is a free country and freedom to shape your own destiny is one of the hallmarks of being an American. So everyone whining about how hard it is should have thought long and hard about the consequences of their actions when they decided not to be born rich.
/s
Discover and chase have entered the chat as well