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this post was submitted on 13 Jan 2024
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This country Is such a fucking joke. My small family of three will be homeless in a month because we can't afford to pay for food and our mortgage. We make to much got any government assistance but to little to live....My daughter already lost her asthma medication because insurance doesn't cover it. I had to get rid of my insurance for myself because we couldn't afford it and it wasn't covering anything for me. I'd kill myself but the slim chance I'd live it would just bring on more fucking bills. Why even bother trying any more.
Yup. My low wage job made me ineligible for assistance. With normal medical bills rising, it was more fiscally responsible for me to quit and be fully unemployed with free healthcare than to continue employment but go into big medical debt.
My fiance and I have had to withhold getting married because I make too much and she has an autoimmune disease. If we got married she would lose her Medicaid and essentially just die.
Yep, my husband and I seriously considered divorce for this reason
I am so sorry. I really wish I had the money to give you some, but even though I can't, have you tried doing a GoFundMe to see if anyone can help you stay above water for at least a little longer?
I really appreciate the kind gesture. I know I'll land on my feet even if it takes time. There are people worse off who could use the money and I could never feel right taking money without paying back or providing something worth the money. Life has its ups and its downs and right now it's my turn in the valley but I'll be back at the next peak soon enough !
I wish you all the best and I hope your fortunes improve soon!
Just out of curiosity, how much did your home cost?
We bought it for $222,222.00 with a $1,600 fixed rate. At that time we had a grace of 20% of our income for savings and such. Had to change jobs and kiddo got some medical issues. We are now at a loss of about 5% each month. Food and insurance is $2k a month alone now and that's after cutting everything we can.
Oh dang.
That's like, almost 4x how much my house cost lol.
Woah. Ever think you might be living outside of your means?
I'm sorry, do you think food and insurance are things you can just cut?
Insurance for what?
Food is something that the vast majority of people can be spending less on. I can't tell you how many people I come across that use delivery apps almost daily yet still find ways to complain about not having enough money.
Something tells me the guy who spends >$200k on his house isn't eating too many bologna and cheese sandwiches from Walmart.
In my neighborhood a house just burned down. Just the concrete parts are left. It's listed for 250k. You can't find a starter home for 250k in my city. Just saying.
I'm assuming he means health insurance, which for a family can be very expensive, and isn't really negotiable if you have kids
Then move to a different city...
My house was $60k and 1,200 sqft. No burning down to speak of, lol.