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this post was submitted on 30 Mar 2024
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$55,000 is good money?
I make $50,000 and I live alone in a 3 bedroom house (a fixer upper but decent enough) which I own in a decent part of my not even terribly small city (~50,000 people). And I live comfortably enough even though I put very little effort into budgeting. Only 3 years ago I was still living in the same house/area off of $30,000 and even that was technically livable. $55,000 in my area is decent money as long as you don't go completely wild with it and it's downright great in a dual income household. There are also areas of the contry that have an even lower cost of living than mine.
Once you get out of the metropolitan areas money usually stretches much farther.
Well if it isn't then more than half the country is making bad money: https://fred.stlouisfed.org/series/MEPAINUSA672N
More than half the country is making bad money! We’ve been ripped off since the 70s. There was a Time article a few years back that calculated how if wages had kept pace with productivity, like it did up until the 70s, then Americans would be $50 trillion richer. Instead that money went to the rich. The rich has scraped off the $50 trillion in wages from the working class and that’s why everyone is paycheck to paycheck.
Our country is big, and has wild variances in both cost and standard of living.
I make a bit less, and $55k would change very little other than the fact that I'd be able to get medical care. I'd still have to live 40 miles from work in an ancient apartment, I'd still be unable to go out to eat or spend money on recreation, and I'd still have to ration my grocery money pretty carefully.
Where my best friend lives, this would be cocaine and hookers every weekend kind of money. Their rent is $400, and again, they live alone.
But on the coast, you couldn't live even with several roommates. You'd be homeless.
Depends on where you live