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Fuck Cars
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This is to protect the engines. You can get a car up above 100mph easily enough.
Every car made has a speed limiter that's usually capped at the rated speed for the tires.
I'm in the U.S., and I've never driven a car with one.
Germany here: the speed limiter in regards to tires is a little sticker.
Plus maybe a little warning in the cockpit that the speed limit has been exceeded
your car is capable of going over 100mph, the odds of you going far beyond that is very low unless you're a complete moron.
Unfortunately there are an awful low of complete morons allowed to drive.
The only ones I've seen with electronic limiters are usually sports cars and way above a reasonable highway speed, like 140+
My old 90s beater had a governor at about 100mph. My current car's is 125. According to Bloomberg every car sold has a governor, but apparently I'm wrong on the reason. It's not the law but no insurance company will insure a new car that doesn't have one since the mid 90s.
The 90s still was trailing off the Oil Crisis, trucks having 55 on the dash (and nothing more) was still commonplace.
Modern cars can still be insured without governor. A 2010s Fiesta still can hit its top speed of 135 (gear limited and not a governor).