I would just be super stoked if the app my bank provided were not the single biggest laggy, poorly optimized, inscrutable user interface, godawful piece of shit in the entire world. I've seen Reverse Polish Notation calculators from the 1970's that are less irritating to use.

For instance, about a decade after everyone else offered this feature, I can now finally remote deposit a check. This process requires sitting through eight loading screens in total. Eight. Clicking on things in the main menu for some reason takes 3-5 seconds to register. Or my favorite, it lags so much at what should ostensibly be idle that it literally drops keystrokes which includes those in your password on the login screen.

If I ever find who developed this crap, I will slap them with the rubber chicken so hard their feet will leave the floor. Mark my words.

"Budgeting"

Going by your balance is going to fuck you over one day when something you bought a week ago decides to post after you've forgotten about it. But if that's what you want, most banks have text banking where you can just text bal or something t9 easily get your balance.

Do people just not know their financials without constantly checking...how can you not remember that you have $200?

The internet and ease of access has honestly ruined people's minds. Nobody uses their brain anymore and they need phones to tell them everything. Sad really..