[-] Jmdatcs@lemmy.world 17 points 8 months ago

So "there were lots of anime which did have official English names," so you didn't "come from an era before widespread official anime translations."

Therefore, bullshit.

[-] Jmdatcs@lemmy.world 7 points 1 year ago

Great idea!

Just make sure it's not anywhere near me.

/s

[-] Jmdatcs@lemmy.world 28 points 1 year ago

Am I missing something, or is it not possible to criticize the media's obsession with attractive white girls without calling a person in a hospital after being beaten and probably gang raped stupid for no reason? You fucking piece of shit. See how I had a reason there?

[-] Jmdatcs@lemmy.world 6 points 1 year ago* (last edited 1 year ago)

TF you talking about? You use the whole price of the asset for net worth. If your mortgage is $1 less than what you would get from selling it that's +$1 to your net worth.

If your house sells for 500k after expenses and you owe 300k you don't just get the 200k and still owe 300k. The lein holder gets their 300k and you get 200k.

My house is worth ~1.8mm and I owe ~140k, that's +1.66mm to my net worth. Even if I owed 1mm, I'd have +800k.

Unless the house is worth less than you owe, having a house with a mortgage isn't a negative to your net worth.

[-] Jmdatcs@lemmy.world 9 points 1 year ago* (last edited 1 year ago)

It's hard to get a good return on your investment in residential real estate without using leverage.

For instance: You don't buy one place outright. You buy 5 with 20% down. You may not have positive cash flow, but at long as it isn't negative not only do you get all the increase in value, you also get more equity every month as the tenants pay your mortgages.

If you bought it outright and over some period of time the tenants have paid your entire investment and the price of the property doubles, you doubled your money. If you buy 5 and over some period of time the tenants pay your mortgage and initial investment and the properties have doubled in value you have increased your initial investment 10X. And before the big expensive renovations come in, you can sell and buy something else if you're not equipped to deal with that.

Also if you are just breaking even to get free property but you want to start getting passive income, after a few years you can refi to a longer term and lower your mortgage payments to get in the black every month.

This isn't advice, fuck anybody buying up single family homes to rent, just showing one way they can generate both wealth and passive income for nothing. Literally nothing if they're using a property management company.

Fuck anybody buying up single family homes to rent. I know I already said that, but it bears repeating.

[-] Jmdatcs@lemmy.world 16 points 1 year ago

For me personally, my wife and I are probably going to stay in this house until it's time for the old folks home so it's just numbers that'll never actually mean anything. If it crashes by half or more I'll actually get a reduction to my property tax.

Let it crash, this is unsustainable. Having a secure, long-term roof over your head shouldn't be so fucking hard.

[-] Jmdatcs@lemmy.world 9 points 1 year ago

I think he's saying the length of the tongue isn't the reason they enjoy oral.

In other words, deep penetration isn't the only way, and for some not the best way, to please a woman.

[-] Jmdatcs@lemmy.world 6 points 1 year ago

White paternalism is a form of racism. Are you one of those "the real racists are the ones calling out my racism" types?

[-] Jmdatcs@lemmy.world 33 points 1 year ago

How dare you try to develop your own opinion. Don't you know that white girls on social media get to tell you what to be offended by?

[-] Jmdatcs@lemmy.world 6 points 1 year ago* (last edited 1 year ago)

So because the US has pulled a bunch of bullshit over the last several decades they shouldn't get involved when there is a real evil to fight? That's a boneheaded take. What if it was actual real Nazis? What if Nazis got ahold of a country in Europe and started invading and putting people into death camps? Should the US just say "I don't know man, we've fucked up in the middle east, south America, and southeast Asia so much we're just going to sit this out"?

Yes, western imperialism is bad. No, everyone opposed to western imperialism is not necessarily good.

Think of it as broken clock being right twice a day. Think of it however you need to. Russia needs to lose in Ukraine. And if that means the west gets a propaganda "win", that sucks but just deal with it. Western countries getting egg on their faces isn't worth letting Russia rape, murder, and steal.

[-] Jmdatcs@lemmy.world 11 points 1 year ago

Both can be true.

[-] Jmdatcs@lemmy.world 8 points 1 year ago

Nominated, won, and gave one of the best acceptance speeches of all time.

https://youtu.be/ihalG3Rw_QA

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Jmdatcs

joined 1 year ago