this post was submitted on 05 Oct 2023
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And government child benefits wouldn't help? If you are struggling that much (and I don't suggest having a kid if you are struggling at all), the government will pay you monthly for the next 18 years that you have a child...
I think you need to look beyond finances to make this decision, though. Do you have the energy and time for a kid? Are you willing to put all your plans on hold for the foreseeable future, potentially burden your relationship, for a child? Will you be able to quit your job to spend your entire day caring for a child with special needs? Are you willing to care for that child beyond age 18, when the financial burden of supporting them (a third adult) could jeopardize your retirement?
The decision to have a child shouldn't be made lightly, regardless of how strong society pushes for it. Neither should the decision to have pets, but I digress.
I do wish you and your partner all the best, and hope that you find more financial stability in your lives.