What isn’t cool, and I’m feeling it also, is how little I’m able to put away for retirement now that the cost of living is so wildly out of control.

This really is the worst part. Like, sure, we might survive until “retirement age”, but then what?

Work 'til you're dead doesn't sound like motivation to keep at this pace.

It wouldn't surprise me if in the near future, people in their middle to late middle age start to get the largest credit card limits they can. Then take a dream vacation for as long as they can, and then down a few bottles of sleeping pills before they are asked to pay it off.